30/M/married and don’t want kids
Property : 4 rm HDB with HDB loan (left 80k to pay)


Cash (self) : 30 K
Cash (joint with wife) : 32 K
Investment (mainly shares) : 110 K

Working since 2017 and salary started at 4.2 K, currently drawing 5.6 K but thinking to go set up my own business instead.

Anyone here have experience of letting go of iron rice bowl and then go do business at 30 ?