I think I’ll just speak for my own experience but convincing anyone here is tiring while I do understand why you would wonder. You are probably right that it won’t happen now with more stringent systems in place, that was 6 years ago. Additionally FO have various functions that do not require CFA / CAIA, and you would probably be able to guess which function I’m in. That’s why I was hoping to have a constructive discussion as to whether at 8K I should continue uni, and you brought up a good point, just hope you can expand on that and advise if there’s courses for mid-career dip holders.