I think my worry of returning to SG stems primarily from my unfamiliarity with the local medical system and my uncertainty of what my remuneration or lifestyle would look like as a physician.

If we stayed on in the US, I know we will lead a very comfortable life on my income alone. Easily affording two cars, a decent sized detached home and 4 trips a year for the family to Europe, Latin America or even Singapore while having enough savings for retirement.

Also, a previous poster mentioned that SMC's minimum 2-year conditional licensing could easily spiral into 3, 4, 5 or even indefinite number of years if my supervisors wants to prevent me from moving into the private sector? This is almost tantamount to signing myself up for perpetual enslavery. The SG government always emphasize that ministerial salaries must remain attractive to retain talent from migrating to the private sector. Shouldn't the same apply to physicians?