Quote:
Originally Posted by sinkingfeeling
Are chiu in 20s-30s? If so, what's your side income strategy? 
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Hi, I'm the OP, yes I'm 25.
Based on what you have provided so far best for you not to touch investments as you have neither capital nor knowledge/mindset. You should focus on increasing your income first. The market crashes from time to time but if you stayed invested throughout you would have made money.
My side income strategy is investing and tutoring. Since I only just graduated, I'm slowly building up. Current investment side income only $100 per month dividends.