Quote:
Originally Posted by Random12345
Hi I'm a current IMAP with one of the Big3 of the industry. To those joining or currently interviewing. I highly do not recommend it. Only join if you have no other good offers. They make the programme sound prestige and nice promising a good future in your career. But it is a scam. Yes the starting pay maybe decent (3.5K) but honestly you are better off as a direct hire as in the 2 years you will be rotating around and ur pay will hardly increase and you probably won't be promoted after you complete. Oh and the ACII thing is kinda useless, i mean most of the people i know like directors are doing totally fine without it. So pleaae do not join if you have other higher offers out there.
So you will just be very underpaid when you finish with your ACII eventually after 2 years.
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Beg to differ here. I'm one of those so called seniors/director level people. It's a good industry to be in. Some old timers are not ACII qualified as it is not regarded by
MAS or the larger industry as the paper to have, but just a nice to have then. Now, ACII is the pathway to the future, much like having a degree. As with all other industries, junior level means learning the ropes, and get exposures. This is an industry where knowing your peers, underwriters, adjusters are so so important. That network will set you up in future.
Be patient.
As for pay, as you gain experience, the pay will come, anything in excess of SGD150k after 10-15 years are common...