Quite an obvious ploy to put the cs under the bus, to show " leading by example"...cs get token bonus spread fear that the economy is in bad shape...people spend less economy actually goes into full recession or technical recession...with recession and oversupply of condos hdb higher default on mortgages huge drop in coe what happens..? Implement the white paper lor...current economic situation is artificially created by one goon unlike the subprime crisis that was systemic..