With today's high cost of living, average pay of $3500 is very little. As I have mentioned before, 15 years ago a MOE teacher with a good degree already earns a starting salary of about $3k. And things are so cheap compared to today. Please, today earn $3500... Something is wrong. $3500 a month cannot drive car, cannot buy house, cannot go travel frequently, cannot get married...

Maybe can if you don't intend to save any money or if you buy everything with credit cards and chalk up purchases with 24 months installments.