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Old 10-08-2019, 07:15 PM
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Former finance professional. Millionaire.
Retired at 44 after a successful career.
Lives in a mortgage-free 3 bedroom luxury condominium unit.
Drives a loan-free continental luxury car.

Grew up in a lower middle class family.
Worked very hard. Did well in school and career.
Moved up the social and economic ladder.
Moved up to the upper class.
Achieved the Singapore Dream.

Earning passive income from investment portfolio. Net worth grew steadily over the years.

Besides growing my investment portfolio and spending more time with my family, I volunteer at charities to help the poor and needy.

Life is indeed a lot better now.
I am happier and healthier.
Life is more meaningful and fulfilling.
I feel blessed for helping the less fortunate.

Life is not about the endless pursuit of material wealth. The hunger for material wealth, power and status is never ending by those who are fooled by this world.

True wealth = sufficient material wealth + spiritual and emotional wealth + physical and mental health + spending time with family + free time to enjoy and do what we want + travel the world + lots of reading on many subject matters + meaningful fulfilling relationships + giving back to society + richness in life experiences.

We only live once on this earth. YOLO. Time on this earth is the most valuable asset which no one knows how much he is given. No one knows when he is going to die. Every second spent will be gone forever. A lucky few will die in their 90s while most will die in their 70s and 80s. Some will die in their 50s and 60s before they can enjoy a single day of retirement. Some die young, in their 20s, 30s and 40s.

I am very fortunate and blessed to be able to retire at 44. I have so far enjoyed six years of early retirement.

I am very happy and grateful as I have achieved FIRE (Financial Independence, Retire Early) while still enjoying a very good and comfortable lifestyle in Singapore, one of the top cities in the world and the best city to live in Asia.

As a millionaire, I am very lucky to be among the top 0.25% in the world. This privilege gives me a strong motivation to volunteer at charities to help the poor and needy. I am humbled by this privilege. With privilege comes responsibility.


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