Quote:
Originally Posted by Unregistered
I wish to also but my hubby longs to buy a Sg FH landed again...we had sold our FH terrace last year ....
Though we have our IPA already and can afford to buy up to S$3.15 mil if we extend our loan tenure to 29 years up to 75 years old but we r still in SSD period.
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What’s so good about SG landed property? Why have more debt? You should be debt free by now. It is stressful to have debt in your 40s and 50s. What if both of you lose your job and your property fall in value? You can’t afford to pay the mortgage and if you sell the property, you lose a lot of money.
Be contented living in a paid up home. Be debt free. No stress.