Aws is 1mth
Mid year is 0.5mth-cvb
Year end is 1mth-cvb
PB for low to average performance is 1.5mth
So total 4mth is achevieable for low to average performer

As long as you report to work, not rude to your cons, nurses and patients, do your changes, cfm can get 4mths.

If you notti and locum, with a conditional registration, then you will lose your job and registration.
If you notti and locum, with a full registration, then you will lose 2years of bonus if you show a good degree of remorse.


Then income tax wise I noted you put at 10% which is too high.
For junior officers of 4950. Even with a good bonus, their taxable income rarely exceed 80,000. Taxable income does not include employee or employer CPF contributions so end up your annual taxable income is unlikely to exceed 80,000. Furthermore plus a ns man tax relief of 3000, it total taxable is less than. 80000, payable taxes is unlikely to exceed 3350 per annum.