--- Estimating around 14-16 months annual package is about right. Keep in mind the end year 1.0 month is variable, depending on economic growth. There have been years when the quantum was 0.6. Same goes for the mid-year bonus of 0.5. What you can bank on is your 13 months plus a C bonus of at minimum 1.0. And yes, always compare annual package and not be swayed by monthly pay. Out of curiosity, what class of honours did you get and did u do NS? A bit surprised that starting pay offered now is $3K. That was what they offered around 10 years back for male with NS, and that was just after the global financial crisis.