based on my recent visits to some specialist clinic, doctors in Singapore are extremely rich.

* hospital carpark has the highest concentration of luxury cars, way more than top banks building in CBD

* specialist hourly rate is SGD500+. Of course usually you don't pay that much because you don't sit there chat for an hour with them. But SGD200 for a 10-15 mins consultation is very typical

* a standard day surgery costs ~3X in specialist/private hospital compare to public hospital. a colonoscopy was quoted SGD4k-8k, which is a 30-45 mins non-intrusive operation only, in public hospital is only 1k+

after retire, if no medical insurance, can serious consider going JB or Thailand or even China for medical care