Former finance professional.
Retired at 44 after a successful career.
Lives in a mortgage-free 3 bedroom condominium unit.
Drives a continental luxury car.

Grew up in a lower middle class family.
Did well in school and career.
Moved up the social and economic ladder.
Moved up to the upper class.
Achieved the Singapore Dream.

Earning passive income from investment portfolio.
Net worth grew steadily over the years.

Besides growing my investments and spending more time with my family, I volunteer to help the community.

Life is indeed a lot better now.
I am happier and healthier.
Life is more meaningful and fulfilling.
Life is not about the endless pursuit of material wealth.

True wealth = sufficient material wealth + spiritual and emotional wealth + physical and mental health + free time to enjoy and do what we want + travel the world + lots of reading on many subject matters + meaningful fulfilling relationships + giving back to society + richness in life experiences.

So many things to do and accomplish but so little time.

Time on this earth is the most valuable asset which no one knows how much he is given. No one knows when he is going to die. Every second spent will be gone forever. A lucky few will die in their 90s while most will die in their 70s to 80s. Some people will die in their 50s and 60s before they can enjoy a single day of retirement.

I am very fortunate and blessed to be able to retire at 44. I have so far enjoyed six years of early retirement.

I am very happy and grateful as I have achieved FIRE (Financial Independence Retire Early) while still enjoying a very good and comfortable lifestyle.