Age 45, earning 260k a year
Contributed and maxed up the CPF SA account, now 200k now
CPF OA account of 150k
Dividend stocks/reits portfolio of 200k, earning around 5% return. I grow it by 30-40k a year depending on markets valuation.
SRS account = currently 80k, invested in diversified trust funds. I contribute 10k/year
1 condo investment = 3.5k/month rental - 3k/month mortgage payment
1 posb invest saving plan, contribute 400/mth into STI ETF and 100/mth into AB bond ETF
1 HDB fully paid up
Around 350k savings (150k in citibank maxi gain acct, 100k in philips mm funds, 50k SBS, 50k saving acct), earning 400/mth interest

I stay clear of endowment plans, structured products and high yield unit trusts recommended by my RM due to high cost or risks.

Looking foward to deploy my cpf OA account to unit trusts next year end when all wrapper fees are removed.

Looking to work until 62 and keep growing my stock/cpf/srs/saving pot, but many PMET I know are retrenched by early 50s, so living frugally and prudently.