Middle class, middle income couple in our late 40s. Our residence is a condo, 3 bedroom unit. We managed to pay off the mortgage.

Our total income as a couple is not much, only $180k pa. There are many couples earning more than $250k pa. However, we are happy since we are debt free and owns a luxury car too. Our middle class lifestyle is comfortable as we can also afford to travel for holidays twice a year.

Our retirement plan is to retire in place in our condo. Our retirement savings are mainly from our CPF, stocks and cash. We may retire in ten years time after our children starts working.