mid 40s with 2 kids in primary school (we all living overseas)

income after tax S$140k per annum
passive income: S$50k per annum
cash on hand : S$ 700k
stocks: S$50k
CPF: 0 , used all up to buy HDB more than a decade ago

Singapore Property : value 500K left loan 50k
3 units of Foreign Property : valued in Singapore dollar S$ 2.5 mill
Foreign property Loan : 700K

i am just a mediocre compared to most here...