So many people with hundred of thousands of saving plus millions dollars assets wanting to retire comfortably. It is very sad to see the level of insecurity people have in Singapore. I am not advocating that we should not plan or save but most of the people here are over the top. Seriously, who can tell me with 101% confidence that they will be alive tomorrow? We do not know what will happen tomorrow, let alone in 10 years time. We should grab what we have today in our financial disposal to live and give to people around us. Money don't bring happiness, it bring misery in most cases, hoarding don't bring happiness to our neighbours, only by giving can we make our life worth living. Stop trying to live for the future and start living now.