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How much are you earning per annum?

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  #7691 (permalink)  
Old 25-05-2015, 03:29 PM
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Both me and wife makes $350k last year
But we are only holding to our staying property
We do not want to commit now as we are waiting patiently for fire sale.
Hopefully by 2017~2018 we can pick up some good bargains
Which industries are you both working in?
Is your current condo fully paid up?
How much cash do you have?
What's your total current net worth?
How old are you both?

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  #7692 (permalink)  
Old 25-05-2015, 04:38 PM
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The critical factor to their decision is their jobs. How old are they? Which industry they are in? How confident they are with their high paying jobs? These are the questions they need to ask themselves. It is all about managing their risks. In a crisis, many high paying executives lose their jobs and you will see high end condos crashing from $1.5m to $500k. If they are willing to take the risk, then they should proceed and they should not blame anyone whatever the consequences. We are all adults.
Why do you keep questioning the stability of their jobs. Of course, anything can happen. It's about the possibility of a worst-case scenario happening. If everyone thinks of the worst, there will be no such thing as a mortgage. Everyone will be using cash to buy a property.



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  #7693 (permalink)  
Old 25-05-2015, 04:45 PM
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Why do you keep questioning the stability of their jobs. Of course, anything can happen. It's about the possibility of a worst-case scenario happening. If everyone thinks of the worst, there will be no such thing as a mortgage. Everyone will be using cash to buy a property.
It is important to determine how stable their high paying jobs are as they are depending on their jobs to finance their huge mortgage of $1m.

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  #7694 (permalink)  
Old 25-05-2015, 05:54 PM
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53, 54. Debt free. Retired. We are lucky to marry young. Our children are now working and living with us in our condo. They help to cover our household expenses since they are earning good salaries. We earn passive income from our investments and this passive income more than covers our expenses. Our expenses are low as we are debt free and we no longer employ a maid nor own a car. We are living an active retired life with no worries.
Ma de this sounds like a local bank commercial tagline. I seem to see this commercial when I was queuing up to withdraw cash.

Goddamn it is there any creditability left in this forum? Jeez
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  #7695 (permalink)  
Old 25-05-2015, 07:21 PM
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Ma de this sounds like a local bank commercial tagline. I seem to see this commercial when I was queuing up to withdraw cash.

Goddamn it is there any creditability left in this forum? Jeez
Huat ah! Everyone so rich. Buy new house buy new car.
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  #7696 (permalink)  
Old 25-05-2015, 08:28 PM
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Hello guys,

Appreciate if anyone can share with me the basic salary to expect as an assistant department sales manager in a local Department store. Thanks
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  #7697 (permalink)  
Old 25-05-2015, 08:39 PM
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Hello guys,

Appreciate if anyone can share with me the basic salary to expect as an assistant department sales manager in a local Department store. Thanks
Minimum SGD10K, otherwise walk off.
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  #7698 (permalink)  
Old 25-05-2015, 09:03 PM
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Minimum SGD10K, otherwise walk off.
Don't be a troll.
You'd get at most 7k.
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  #7699 (permalink)  
Old 25-05-2015, 09:39 PM
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Hello guys,

Appreciate if anyone can share with me the basic salary to expect as an assistant department sales manager in a local Department store. Thanks
From what I understand, you could be looking at $2800-$3500 as basic salary excluding the allowances/profit sharing commission or other form of incentives based on performances of the department assigned that's usually pecked in the remuneration package. Data online shows annual income of around SGD$50k for the job position, hope this helps in your consideration of the offer.
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  #7700 (permalink)  
Old 26-05-2015, 12:14 AM
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From what I understand, you could be looking at $2800-$3500 as basic salary excluding the allowances/profit sharing commission or other form of incentives based on performances of the department assigned that's usually pecked in the remuneration package. Data online shows annual income of around SGD$50k for the job position, hope this helps in your consideration of the offer.
Thank you for the feedback, appreciated
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