Credit planning deaprtment at UFJ bank

Originally Posted by Kelly

Your HR manager is Jeslyn Yong or Audrey Tay? Email me at [email protected]

ok, will pm you, we can share interview questions

Originally Posted by Unregistered

The answer is NO. Unless you have a degree from Harvard! Else, no point. If I were u, I will not even consider this bank! I rather you go into very junior position for the role that you are seeking for, moreover life sucks in structured finance department!

Why does life sucks? As long as pay/hour is good, I think life is good.

I think exactly cos I don't have the paper or connections to bring me to Invt banking in good banks, the choice I have is this current opportunity, well at least it's still investment banking. This is the best I can get

[Dasiy]

Originally Posted by Unregistered

The answer is NO. Unless you have a degree from Harvard! Else, no point. If I were u, I will not even consider this bank! I rather you go into very junior position for the role that you are seeking for, moreover life sucks in structured finance department!

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Can anyone help?

1) The industry average current ratio for Chemical was 4.74 for 2014, and 1.59 for Marine industry, define current ratios and why is it different between the two industries.
2) The industry average quick ratio for Textile was 2.6 for 2014, and 1.2 for Marine industry, define quick ratios and why is it different between the two industries.
3) The industry average Debt/Cap for trading & distribution was 31 for 2014, and 0nly 11.7 for Chemical industry, Debt/Cap and why is it different between the two industries.
4) The industry average account receivables turnover was 40.8x for Hotels & Restaurant and 44.9x for Marine for 2014, while textiles industry payable turnover was only 4.1x and Energy Equip was only 4.2x, state the reason for the difference in figure.
5) The industry average account payable turnover was 20.05x for Electronic Equipment and 42.3x for Chemical for 2014, while transportation industry payable turnover was only 3.06x and communication & equipment was only 5.11x, state the reason for the difference in figure.
6) The industry average inventory turnover was 101x for communication & equipment and 84.15x for Energy Equipment for 2014, while distributor industry inventory turnover was only 4.78x and electric equipment was only 3.5x, state the reason for the difference in figure.
7) The industry average ROA to ROE for semiconductor & semiconductor equipment was 0.68 and 0.67 for chemical for 2014, while Marine industry ROA to ROE was only 0.49 and construction & Engineering was only 0.45, define ROA to ROE and why it is important? State the reason for the difference in figure.

MUFG seems to attract weirdos as candidates. The first one actually thinks a manager is very senior and hard to get, the other one actually thinks he is in the FO when he isn't. Some more keep throwing out personal emails to "share" stories and now even start to throw out actual names of HR personnel in the bank.

Makes me wonder how much of this is real or just the same person rehasing the thread to keep it alive for other motives.

Originally Posted by Unregistered

MUFG seems to attract weirdos as candidates. The first one actually thinks a manager is very senior and hard to get, the other one actually thinks he is in the FO when he isn't. Some more keep throwing out personal emails to "share" stories and now even start to throw out actual names of HR personnel in the bank.

Makes me wonder how much of this is real or just the same person rehasing the thread to keep it alive for other motives.

Bro, the funniest part of all is, why do you even bother to comment? Keep to yourself, maybe they are just desperate, one day, you may be like them, or you may have to report to them, lol.

Originally Posted by Unregistered

MUFG seems to attract weirdos as candidates. The first one actually thinks a manager is very senior and hard to get, the other one actually thinks he is in the FO when he isn't. Some more keep throwing out personal emails to "share" stories and now even start to throw out actual names of HR personnel in the bank.

Makes me wonder how much of this is real or just the same person rehasing the thread to keep it alive for other motives.

haha its a jap bank mah, what do u expect? whens the last time u heard good students from proper uni go join them? i went for internship with a jap bank many years ago and told myself never to go back no matter how desperate...

this is the worst place to seek for advice imo.

credit planning department is middle office. usually they are the guys doing quite alot of admin work in terms of archival of rating, maintaining rating system and updating rating system in adherence to local regulatory guidelines.

Structured finance is definitely front office. it is more complex than debt capital markets whereby DCM usually helps originates only snr unsecured loans etc, structured finance does loans with more covenants or even requires establishing SPV n such.

Originally Posted by Unregistered

this is the worst place to seek for advice imo.

credit planning department is middle office. usually they are the guys doing quite alot of admin work in terms of archival of rating, maintaining rating system and updating rating system in adherence to local regulatory guidelines.

Structured finance is definitely front office. it is more complex than debt capital markets whereby DCM usually helps originates only snr unsecured loans etc, structured finance does loans with more covenants or even requires establishing SPV n such.

I agreed with you that this is a bad place to seek advice, nonetheless, you provide very good insight!

Originally Posted by Unregistered

I agreed with you that this is a bad place to seek advice, nonetheless, you provide very good insight!

The Structured finance, IB dept is definitely a good and well-paid position.

HR contacted me tonight for the same job position. I am just wondering how come this position is open for 1 month but still have not found a suitable candidate.
Can you share with me more on this job position? Is it very boring?
My email address is [email protected]

Thanks.