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  #31 (permalink)  
Old 27-12-2014, 08:35 AM
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The gahmen can try and provide subsidies for home purchase to the top 30% of HH income earners and they can see what will happen.

The one and only reason the gahmen caved in to provide subsidies to those HH earning $12k and below for EC purchase was because this group cry father, cry mother that they COULD NOT afford private condos.

People have short memories. Once they take the sweets, they forget why they asked for the sweets, and now they want to be treated as high income earners.

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Originally Posted by Unregistered View Post
err... there are many reasons for govt to provide subsidies, may not necessarily be directly related to whether income is low or high (eg may be cos the govt wants to be fair to first-time buyers, or they just want to encourage people to buy ECs etc). i don't know the real reason, but it doesnt seem right to equate the provision of subsidy with low income.

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  #32 (permalink)  
Old 27-12-2014, 10:19 AM
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Low income couple, 45/47 yo, $9k pm combined. Sold our 20 yo 3 room flat and bought a 6 yo 4 room flat. Took a housing loan of $200k over 20 yrs.

Thinking of quitting my job and set up a small business. Maybe I can earn more? Any ideas of a low capital high income business? Appreciate serious ideas. Thanks.

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  #33 (permalink)  
Old 28-12-2014, 06:19 AM
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Me&wife, both mid 40s, two kids
last year filed $400k
Paid up condo worth $1.3m
Just book a new high end Jap car
Two holiday trips per year
But work is mundane, hanging on for the money

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Old 28-12-2014, 12:55 PM
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50/51, two kids.
Upgraded from flat to condo in 2006.
Bought 4 bedroom condo for $700k in 2006 now paid up and worth $1.4m.
Combined income $130k pa.

While our income is not high, our home value is high due to good market timing in buying our condo. Our condo appreciated by $700k between 2006 and 2014. If we stayed in our flat, our flat would only appreciate by $300k.

We hope our condo will continue to appreciate over the long run as our condo is our retirement asset. When we retire we will sell our 4 bedroom condo and buy a studio condo so that we will have cash for our retirement.
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  #35 (permalink)  
Old 28-12-2014, 04:31 PM
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Quote:
Originally Posted by Unregistered View Post
Me&wife, both mid 40s, two kids
last year filed $400k
Paid up condo worth $1.3m
Just book a new high end Jap car
Two holiday trips per year
But work is mundane, hanging on for the money
With your very high pay, are you planning to upgrade to a GCB?
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