Thanks for the reply above. I actually based my expectation on 1-2 month bonus. If it is 3 months+, i guess i can accept lower base. I did reply during the hr interview my thought on this and expressed that i am open to negotiation. Hope it is not a deal breaker as the economy outlook is not good and there may not be many openings in the near future.

Btw anyone can share how is the working culture in uob? hr mentioned its family business tradition therefore more stable than some of the foreign banks. I guess that may be an advantage during bearish times which is imminent?