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Old 26-05-2016, 09:26 AM
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Middle class couple
My earnings $76k pa (47 yo)
Wife's earnings $60k pa (45 yo)
Annual savings $30k pa
Home, mortgage outstanding $210k
Car, loan outstanding $40k
Cash & CPF, total $650k
Net worth, total $1m
How are we doing?
When can we retire?

Does this HH income classified as lower middle class in Singapore?
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