Many successful traders and businessmen, especially traders, would disagree with you. They will say it's due to their skills, acumen, intelligence, experience that they become successful. Some will go on to write books, give interviews and seminars to talk about their road to success... and make more money along the way. There are also a few who aren't even successful by any measure, and yet went ahead on the seminar circuit, and if they are lucky enough, there are idiots who willingly pay them to attend such seminars.