Reading this brings back poignant memories, as I've had a similar career path (though not as an analyst). It took me almost as long to save my first million.

Fortunately, I got out of the sinking boat before it sank, else I'll become the equivalent of a test tube washer today, and probably take another 15 years to save the next million. It was a really close shave.

Most important lesson I learned - those who follow the Government's advice end in grief.