No wonder my friend warned me not to post online for sometimes there may be unkind responses.Just wanted to share my experiences that's all.I guess $3 million should be sufficient to retire from FULL TIME FIXED SALARY WORK at age 40.Returns from investments for my case is btw 5-10% per annum.These include dividends,capital growth and rental incomes.Yeah,guess I built my wealth thru investments over the years certainly not from savings and salary only.I still work albeit on a flexible work arrangement as an education advisor.

But hey this post should be about the teaching career and not investments and financial independence right?